David Richmond

David enjoys working with people who want a steady approach to their finances and someone they can trust to walk through decisions alongside them. He brings a practical mindset to his work and believes financial planning should feel straightforward and conversational, not intimidating or overly technical.

As a Financial Advisor at Heritage Investments, David spends most of his time sitting down with clients, listening carefully, and helping them think through real decisions, retirement timing, investments, and the trade-offs that come with them. His focus is on helping clients understand their choices clearly, without pushing decisions before they’re ready.

David graduated from the University of Missouri with degrees in Finance and Real Estate and has worked in financial services since 2005. Over the years, he has built long-standing relationships with clients and stays closely connected to the community he serves.

Outside the office, David enjoys spending time with his wife and children and staying involved in organizations that support the community. He has served on boards for Habitat for Humanity, United Cerebral Palsy, United Way Leadership St. Joseph, the St. Joseph School Foundation, and the St. Joseph Youth Alliance.